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What is shared ownership?

Shared ownership is a Government backed scheme that allows you to buy a share of a property, anything between 25% and 75%, you then pay a rent on the remaining share you don't own. Shared ownership allows you to buy more shares when you can afford to, you can usually increase the shares of your property, (known as staircasing), until you own it outright, but this is entirely up to you.

In some areas where it can be difficult for many to afford a home there will be situations where the maximum share available to buy is 80%. This is intended to ensure there will always be homes in the local area for local people. We offer a range of shared ownership properties in Staffordshire and Shropshire.

Who is eligible for shared ownership?

To be eligible for a shared ownership property you must:

  • Have a household income of less than £80,000 per annum
  • Be unable to afford to buy a property on the open market that meets your housing needs
  • Not already own a home, or you will have sold your current home before you complete the purchase
  • Have enough money to cover the costs of buying the home i.e legal fees
  • Not be in mortgage or rent arrears (at the time of the application, in the past year)
Steps to buying a shared ownership home

For further information, please see our steps to buying a shared ownership home.

How to apply

To apply for shared ownership, please complete the form below and either email this to us at

Before you can apply, you need to register with Help to Buy and arrange a Mortgage Agreement in Principle. For further information, please see our steps to buying a shared ownership home.