Shared Ownership

16 Buttermere Close, Yarnfield, Stone, ST15 0GN

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Address/Development name

16 Buttermere Close, Yarnfield, Stone ST15 0GN

Price

£105,000 (50% Share)

Notice

2-bed Mid Terrace.
This pre-loved property won’t be here long!

Local area

Buttermere Close in Yarnfield, near Stone, Staffordshire, is a residential area featuring homes originally built by Barratt Homes. Yarnfield is a village close to the market town of Stone in Staffordshire. Buttermere Close is located in a small cul-de-sac off Brookfield Drive, just off Yarnfield Parkway in the village.  Yarnfield is approximately four miles west of Stone and approximately two miles west of the A34, which provides a direct route between Newcastle-under-Lyme to the north and Stafford.

Description

2-Bedroom Mid Terraced House.
This attractive property was constructed approx. seven/eight years ago, with a ground and first floor. The house is of brick construction with a pitched tile covered roof. The windows are of uPVC manufactured double glazing and
there is gas central heating. On the ground floor is the h
allway, a built in cupboard for gas boiler, the kitchen, lounge/dining room, guest WC,  and stairs to the first floor. On the First Floor leading off the landing, there are two bedrooms, a family bathroom, with bath (shower over), sink and toilet. There are patio doors leading to garden, which comes fenced and partially turfed. The off road allocated parking space is located opposite the property.

How do I apply?
Click here

 

Property type

Mid terraced house

Property construction

Brick and Block with pitched tiled roof

Bedrooms

2

Parking

1 off-road

Property features

2-bedrooms. Modern kitchen Lounge/diner. Built-in oven, hob and extractor hood. Convenient separate downstairs WC. Flooring to bathroom, kitchen and WC area. Private fenced garden. 1 off-road parking spaces.

Rooms

  • Lounge/diner
  • Kitchen
  • Separate downstairs WC
  • Family bathroom

Accessibility/Adaptations

No

Staircasing allowed

Yes up to 100%

Grant funded

No

Local connection

No

Tenure

Leasehold

Lease length

99 years from new

Availability and pricing

Plot Number Open Market Price Share Available Share Price % Rent on Unsold Rent *PCM Service Charge *PCM Availability Key Information Document
16 £210,000 50% £105,000 2.75% £240.63 £26.09 Available KID1

Important Note:
Minimum Starting Share is 25%.
This home is sold under a Protected Area Shared Ownership lease. You can increase your share up to 100%, however the property cannot be owned outright in the usual freehold sense. If ownership goes above 80% and you later sell, the lease requires the home to be sold back to the landlord or a nominated housing association rather than on the open market.

*PCM- per calendar month.
Shares advertised are a guide, having a financial assessment will show what share you can afford and will need to apply for.
More information about staircasing can be found through this link.

Utilities

Electricity Supply: E.ON Energy

Water Supply: South Staffs Water

Gas Supply: E.ON Energy

Sewerage: Mains

Heating: Gas central heating

Connectivity

Broadband
  • BT
Mobile signal/coverage
  • EE
  • Three
  • Vodafone
  • O2

Energy Certificate Rating

B

Energy Performance Certificate (EPC) / Predicted Energy Assessment (PEA)

Important

Rights & Easements: None that we are aware of at the time of publishing

Restrictions: yes

Details:

Important Restrictions for Shared Ownership Properties, this is by no means an exhaustive list.  

No Extensions or to alter the external appearance of the property: You will require your landlord’s permission prior to considering any extensions or alterations. 

Rotary Airer Restrictions: Rotary airers are not allowed at the front of the properties. 

Vehicle and Parking Restrictions:  No parking of heavy goods vehicles, nor Commercial Vehicles, caravans, boat trailers, or similar vehicles or un-road worthy vehicles or Private motor vehicles/cycles over 1000kg and over two metres in hight are not permitted to be parked on any part of the estate. 

Animal Restrictions: Not to breed, feed or keep poultry, pigeons, or birds of prey or any other animals, other than normal domestic pets, which you will require the Landlords permission to keep. 

Landscaping Restrictions: Trees or shrubs included in the landscaping scheme must not be removed. 

Machinery Restrictions: Only domestic machinery is allowed; no other types of machinery should be kept on the property. 

Satellite Dish Restrictions: Satellite dishes must not be erected at the front of the property. 

Not to leave a dustbin or other refuse container: On the property so as to be visible from the road, other than on the night before or day of collection. 

Flooring, Landlords permission is required for wooden or laminated flooring or any other flooring that does not act as an insulator. 

By purchasing a shared ownership home, you agree to comply with these restrictions. These measures are in place to preserve the aesthetics and community standards of the development. For further details or questions, please contact our sales team via [email protected]

Flood Risk: Flood Risk Zone 1

Planning Permission: Yes

Coalfield Mining Area: none that we're aware of

Council Tax Band

Estimated C-E

Council Tax Band is C/D.
For further information on Council tax with Stafford Borough Council can be found here.

Location

Site plan

How do I apply?

For more information on the “Steps to buying a shared ownership home” with us, click here.

Buying shares that are affordable.
Before you can apply to buy a shared ownership home with Severn Homes part of Homes Plusyou will need to undertake a no-obligation, initial financial assessment with a financial advisor to ascertain the maximum share you can afford.

Initial Financial Assessment- Are you eligible?
We work closely with ‘The Mortgage People’ (TMP) they will help you complete the initial financial assessment.
You can get a free ‘Initial Assessment’ by following this LINK or calling 0800 488 0814.
TMP are open, Monday to Friday 9am-5pm or via “Live Chat” until 8pm weekdays and between 10am-4pm on a Saturday.
TMP will email us the outcome of your initial financial assessment based on your preferred development and plot.
A member of our sales team will then contact you to confirm the outcome of the initial assessment and advise you of the next steps.

Note: This free initial financial assessment is essential whether you’re applying for a mortgage or purchasing your shares outright with cash. This will show you what share you can afford to apply for and is free. There may be a charge when you proceed to apply for a mortgage.

First Come, First Served.
Properties are sold on a first come, first served basis. Therefore, to avoid missing out, don’t delay, apply today.
The house we are offering has not been funded by Homes England. So no application will be given priority and all applications will be considered on a first come, first serve basis.

For more information please email our sales team Monday to Friday 9am-5pm via [email protected] or call Gail on 07976 924963 (Monday-Friday 8.30am-4pm, excluding Tuesdays)

1) Additional information is available in the Key Information Documents (KID) 1, 2 & 3. To view KID3 click this link. KID2 will be issued before the reservation fee is paid.
2) A financial assessment is required for those requiring a mortgage and for cash purchasers.

For more information about shared ownership click this link here.
Remember, failure to pay your rent, service charge, or mortgage could mean your home is at risk of repossession.
Severn Homes is part of the Homes Plus Ltd.