Shared Ownership

(Plots 218 & 219) Victoria Gate, Stafford – Both plots under offer!

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Address/Development name

Victoria Gate, Stafford ST17 4FD

Price

£90,000 (40% Share)

Notice

Both plots under offer!
Two 2-bed semi detached

Local area

Victoria Place has a collection of modern new homes in Stafford, Staffordshire. Featuring a mixture of 2, 3 bedroom homes, this development is ideal for first-time buyers, families, young professionals, and those looking to live within a commutable distance to Birmingham. The development benefits from an array of amenities within easy reach for shopping and dining, as well as access to excellent leisure opportunities in surrounding green spaces, plus convenient local transport links.

Description

2-Bed- Plots-  218 & 219.  Rosemary House Type.

To the front of the properties is the hallway with access to lounge. At the back of the open plan kitchen/diner area, which is a great space to be with the family. There is a single door opening out onto the garden, this is a perfect area for entertaining and the garden area comes turfed and fenced. The ground floor includes a convenient storage cupboard and convenient WC. Upstairs there are two well-proportioned bedrooms and a family bathroom.
Vinal flooring is provided to the kitchen area, downstairs WC and family bathroom. The properties benefit from having two off road parking spaces.

Note:
Floor plans–for left/right-handed plots the layout may mirror the image. The sizes are a guide and should not be used for ordering furniture or for flooring, we accept no responsibility for any errors if used.
These homes have been built by Ashberry Homes.
Some images used are for illustration purposes only and may not show the exact property.

 

Property type

Semi-detached house

Property construction

Brick and Block with pitched tiled roof

Bedrooms

2

Parking

2 off-road parking space

Property features

2-Bedroom homes. Modern kitchen/diner. Lounge. Built-in oven, hob and extractor hood. Vinyl flooring to Kitchen, WC and bathroom. Convenient separate downstairs WC. Family bathroom. Private turfed and fenced garden. Shed.  2 off-road parking spaces. EV car charger point. NHBC new build warranty. Approx. Gross Internal Floor Area-74-86 sqm.

Rooms

  • Lounge
  • Kitchen/diner
  • Separate downstairs WC
  • Family bathroom

Accessibility/Adaptations

No

Staircasing allowed

Yes up to 100%

Grant funded

No

Local connection

No

Tenure

Leasehold

Lease length

990 years from new

Availability and pricing

Plot Number Open Market Price Share Available Share Price % Rent on Unsold Rent *PCM Service Charge *PCM Availability Key Information Document
218 £225,000 40% £90,000 2.75% £309.38 £27.07 Under offer KID1
219 £225,000 40% £90,000 2.75% £309.38 £27.07 Under offer KID1

Note:
*PCM- per calendar month.
Shares advertised are a guide, having a financial assessment will show what share you can afford and will need to apply for.
Minimum starting share available is 10%.
There is no maximum staircasing restriction on these plots. Meaning, you could buy more shares up to 100% over time.
More information about staircasing can be found through this link.

These plots are sold off plan. Anticipated builder completion date of June 2026 is subject to change and should not be relied upon until you are provided with a fixed build completion date.

Utilities

Electricity Supply: British Gas

Water Supply: Severn Trent Water

Gas Supply: British Gas

Sewerage: Mains

Heating: Gas central heating

Connectivity

Broadband
  • BT
Mobile signal/coverage
  • O2

Energy Certificate Rating

B

Energy Performance Certificate (EPC) / Predicted Energy Assessment (PEA)

Important

Rights & Easements: None that we are aware of at the time of publishing

Restrictions: yes

Details:

Important Restrictions for Shared Ownership Properties, this is by no means an exhaustive list.  

No Extensions or to alter the external appearance of the property: Extensions or external alterations to the property are not permitted within the first 5 years. Following this time, you will require your landlord’s permission prior to considering any extensions or alterations. 

Rotary Airer Restrictions: Rotary airers are not allowed at the front of the properties. 

Vehicle and Parking Restrictions: No parking of heavy goods vehicles, nor Commercial Vehicles, caravans, boat trailers, or similar vehicles or un-road worthy vehicles or  private motor vehicles/cycles over 3000kg and over two metres in hight are not permitted to be parked on any part of the estate. 

Animal Restrictions: Not to breed, feed or keep poultry, pigeons, or birds of prey or any other animals, other than normal domestic pets, which you will require the Landlords permission to keep. 

Landscaping Restrictions: Trees or shrubs included in the landscaping scheme must not be removed. 

Machinery Restrictions: Only domestic machinery is allowed; no other types of machinery should be kept on the property. 

Satellite Dish Restrictions: Satellite dishes must not be erected at the front of the property. 

Not to leave a dustbin or other refuse container: On the property so as to be visible from the road, other than on the night before or day of collection. 

By purchasing a shared ownership home, you agree to comply with these restrictions. These measures are in place to preserve the aesthetics and community standards of the development. For further details or questions, please contact our sales team via [email protected].

Flood Risk: Flood Risk Zone 1

Planning Permission: Yes

Coalfield Mining Area: none that we're aware of

Council Tax Band

Estimated B-D

Predicted Council Tax Band is B-D (subject to confirmation by the Valuation Office Agency (VOA) post-completion).
For further information on Council tax with South Staffs Council can be found here.

Location

How do I apply?

For more information on the “Steps to buying a shared ownership home” with us, click ‘here’.

Buying shares that are affordable.
Before you can apply to buy a shared ownership home with Severn Homes part of Homes Plusyou will need to undertake a no-obligation, initial financial assessment with a financial advisor to ascertain the maximum share you can afford.

Initial Financial Assessment- Are you eligible?
We work closely with ‘The Mortgage People’ (TMP) they will help you complete the initial financial assessment.
You can get a free ‘Initial Assessment’ by following this LINK or calling 0800 488 0814.
TMP are open, Monday to Friday 9am-5pm or via “Live Chat” until 8pm weekdays and between 10am-4pm on a Saturday.
TMP will email us the outcome of your initial financial assessment based on your preferred development and plot.
A member of our sales team will then contact you to confirm the outcome of the initial assessment and advise you of the next steps.

Note: This free initial financial assessment is essential whether you’re applying for a mortgage or purchasing your shares outright with cash. This will show you what share you can afford to apply for and is free. There may be a charge when you proceed to apply for a mortgage.

First Come, First Served.
Properties are sold on a first come, first served basis. Therefore, to avoid missing out, don’t delay, apply today.
The plots we are offering on this development have not been funded by Homes England. No application will be given priority and all applications will be considered on a first come, first serve basis.

Some plots are sold ‘off plan’ and viewings may not be available straight away and until the initial financial assessment has been passed.

For more information contact our sales team Monday to Friday via [email protected] or call Gail on 07976 924963 (Monday to Friday 9am-4pm, excluding Tuesdays)

Note:
1) Additional information is available in the Key Information Document 3 to view this click this link. Key Information Document 2 will be issued before the reservation fee is paid.
2) A financial assessment is required for those requiring a mortgage and cash purchasers.

More information about shared ownership can be found here.
Remember, failure to pay your rent, service charge, or mortgage could mean your home is at risk of repossession.
Severn Homes is part of the Homes Plus Group.